The Cavanaugh Team Home Financing
459 Monterey Ave Suite 207
Los Gatos, CA 95030

ph: 408-356-2506
fax: 408-356-4695

kelly@thecavanaughteam.com

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Free Credit Report

The Fair Credit Reporting Act allows you access, every 12 months, to your credit report for free from, Equifax, Experian, and TransUnion.

You can do 1 of three things:

Order your report online at

www.annualcreditreport.com

or

Call 1-877-322-8228

or

Write them

Annual Credit Report

Request Service

P.O. Box 105281

Atlanta GA 30348-5281

What is wrong with freecreditreport.com?

Besides the fact it is only free for about 7 days after you sign up and actually costs $1. You have to activley cancel the subscription or it will cost you a monthly subscription.

The credit score you receive is acurate but lenders/banks pull different date from the reports.

So it is very common to think you have a 750 FICO score, but when the lender pulls your credit do not be surprised that your score is more likely 700.  

Again this is due to the lenders/bank pulling different data to get the scores. 

Equifax:    800-685-1111

Experian:  888-397-3742

TransUnion: 800-888-4213

 

Call Kelly at 408-356-2506

 

 

Copyright 2011 The Cavanaugh Team Home Financing. All rights reserved.

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The Cavanaugh Team Home Financing
459 Monterey Ave Suite 207
Los Gatos, CA 95030

ph: 408-356-2506
fax: 408-356-4695

kelly@thecavanaughteam.com